Today's Recommendation
S&P / Gold Ratio
Gold (Futures)
S&P 500
Gold ETF (GLD)
Tracks gold price
VIX (Fear Index)
Market Fear Meter (VIX)
How scared is the stock market right now?
S&P 500 / Gold Ratio — Last 6 Months
Think of this like a seesaw. When the line goes up, stocks are beating gold. When it falls, gold is winning.
Has the Market Been Here Before — and What Happened to Gold?
We looked back 3 years at real gold price data to find moments when the market looked similar to today. Here's what actually happened to gold's price in those situations.
What gold did 3 months later
Is the current ratio unusual?
Gold's report card — one bar per quarter, past 3 years
🟩 Green bar = gold made money that quarter. 🟥 Red bar = gold lost money. Hover over a bar to see the exact number.
What Does the Next 3 Years Look Like for Gold?
As of Mar 2026Based on analyst forecasts, historical cycles, and current macro conditions. Not a prediction — a range of possibilities.
Key forces shaping gold over the next 3 years
GLD vs SPY — How Have They Actually Performed?
GLD tracks gold. SPY tracks the S&P 500 (top 500 US companies). Live data, calculated daily.
| Period | 🮽 GLD (Gold ETF) | 📈 SPY (S&P 500) | Winner |
|---|
Where Wall Street Thinks Gold Is Going
Official forecasts from major banks. Updated manually when banks revise (~quarterly). Current gold price shown for context.
Where Wall Street Thinks the S&P 500 Is Going
When stocks do well, gold often faces headwinds — and vice versa.
Physical Gold vs. Gold ETFs — What's the Difference?
Physical Gold
Long-term- ✓ You own the actual metal — no middleman
- ✓ Zero counterparty risk (doesn't disappear if a bank fails)
- ✓ Best for long-term wealth preservation
- · Storage & insurance costs; ~3–10% premium over spot
- · Selling takes time — not instant
- · Tax: treated as a collectible (up to 28% in the US)
Buy from: APMEX, JM Bullion, US Mint, local coin shops
Best for: long-term "sleep well at night" family wealth.
Gold ETFs (GLD, IAU, GLDM)
Tradeable- ✓ Buy & sell in seconds through any brokerage
- ✓ No storage hassle — the fund holds the gold
- ✓ Great for acting quickly on signals
- · Annual fee: 0.10%–0.40% (very small)
- · You trust the fund (counterparty risk)
- · Normal short/long-term capital gains tax rates
GLD (largest), IAU (cheaper), GLDM (lowest fees)
Best for: trading on signals quickly. IRA/401k-friendly.
💡 Plain English: Use ETFs to act on today's signal. Keep physical gold as long-term family insurance.
Paste a News Article
Phase 2: MCP analysis comingFound a gold market article? Paste it here. In the next version we'll run it through an AI model to automatically update the reasoning above.
Disclaimer & What We Don't Know
This is not financial advice. This dashboard is a personal family tool built on publicly available data and our own signal logic. It does not account for your personal tax situation, risk tolerance, or financial goals.
What we don't have live access to: Breaking news, analyst upgrades/downgrades, central bank announcements, geopolitical developments, or proprietary Wall Street research. Wall Street targets are manually updated and may be stale.
Signal logic is rule-based, not predictive. Past ratios and VIX levels do not guarantee future performance. Always do your own research before making financial decisions.
Prices are delayed ~15 minutes via Yahoo Finance. Not suitable for active trading.
Useful links for real-time research: